Attn: Dear Beneficiary, From International Commercial Bank of Ghana. (ICB).

It takes a certain amount of brains to write a believable scam.  Clearly this scammer is just thick!

Ignore him.

This is to notify you that $4.5 million has been credited in your favor, contact Mr. Raymond Hack, with the following information to enable your fund transferred via bank to bank, AS THE CASE MAY BE.

Your full name, Age, Sex, Nationality, Direct phone number, Residential Address, Occupation. Thank you for banking with us.