Mr Smith James offers me greetings and $1.2m.  He tells me I should contact his fake atm department before my “draft gets expired”.  Now why do you suppose someone I’ve never heard of should suddenly decide to send me $1.2m for no reason?  I bet he offered you the same too, didn’t he?  Do you smell something fishy here?

of course you do.  There is no bank draft, with or without an atm card.  Mr Smith James is just a scammer.  He doesn’t want to give you money.  He wants to take money from you, in the form of lots of fat advance fees.

Just delete the email and don’t reply.

If you prefer to get your own back on the scammers, install Spam Bully. Highly effective spam filter for Outlook, Windows Mail and Outlook and includes a “get back at the scammers” feature.  

Greetings to you & your Family.
I have been waiting for you since to contact me for your Confirmable bank Draft of $1.2m United States Dollars But I did not hear from you since that time,then i went and deposited the $1.2m United States Dollars, draft/cheque in the bank.
We have arranged your payment through swift card payment center Asia pacific, this card center will send you an atm card which you will use to withdraw your money in any atm machine in any part of the world, but the maximum is One Thousand, Five Hundred United States Dollars Per-Day.
Kindly contact the below person who is in possition to release your ATM Payment Card and Send your information which they will use to send the card to you.
2) Your full name
3)Current occupation
4)Your home address were you them to send the atmcard
5)Your current home telephone number/mobile phone number
However, kindly contact the below person who is in position to release your atm card.

Name:  Dr.Jim Kolnet .
Director ATM Payment of African, Oceanic International Bank Plc
Tel/Fax——-(+229)- 93-22-20-99.
I have paid for the processing and delivery charges.the only money that your are going to pay to them is only $100. dollars which they will use to obtain the affidevit of onwership from the federal high court of Benin Republic.
this is the code of conduct which is(ATM-BJBJ) so you have to indicate this code when contacting the ATM DEPT CENTER IN UNION BANK OF BENIN by using it as your subject.Try to contact them as soon as possible to quicken the processing of your card before your draft gets expired. You should also Let me know as soon as you receive it from  the bank ok.
May the unfailing grace and power of the most God keep and guide you.
Yours Faithful,
Mr.Smith Koffi James.