Mrs Nkume is yet another account manager for a bank whose deceased customer left no relatives.  As ever we share the same surname.  How nice.

She wants to “assure you that I did not just wake up and decide to do this”. I guess that means that even scammers believe in advance planning.

She also tells me she “have did my proper home work before contacting you” –I wonder what that was?  Buying a large list of random emails perhaps?

Finally she says she “want to asure you that this is not a joke” Which it isn’t.  She’s quite serious about defrauding you of your hard earned cash by way of advance fees for her non-existent inheritance.

Ignore Mr Nkume.  She’s a fraudster.  Just delete the email and don’t reply.

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Dear, My name is Mrs.Helen Nkume. Please kindly permit me of my desire to inform you about this deal which I have been wrapping up for years now. Although this proposal may come to you as a suprise, but I would want you to understand that this deal is 100% legal and risk free,though it requires confidentiality. What I need from you is trust and your honest coperation for us to execute this deal. The deal is concerning my late client who has similar name with you who use to be an o il company contractor/bussinessman.This client died leaving 3.5 million EUROS with our bank,and since then the bank is worried about the deposit and the bank has asked me (as the account manager to the late customer) to find any relation of the late customer for claim of the deposit. But I know that the late customer died with all his immediate family.This is why I have to conduct a search over the internet to see if I can get some one with similar names so that I will present him to the bank as the late customers next of kin to enable us claim the money. So,I have contacted you because the bank board have issued me a notice to provide the next of kin of the deceased customer or the bank will confiscate the deposit to government or bank treasury.Because I would not want the bank to confiscate the deposit and since I have been unsuccessful in locating the relatives for over last 5 years now, I want to seek your consent to present you as the next of kin of the late customer , so that the proceeds of this deposit can be released to you as the late Engineer next of kin . After the successful transfer I and you will share the money when I come to your country. All I require is your honest co-operation to enable us see this deal through. I guarantee that this deal will be executed under all legitimate arrangement that will protect us from any breach of the law. I am not contacting because you know or you are related to this late Engineer,hence you are aware that all my efforts to locate any direct family member of the late Engineer proved unsucessful,and this is why I have contacted you to carry on the deal with you(Hope you understand better now?). I want to assure you that I did not just wake up and decide to do this, I have did my proper home work before contacting you and I want to asure you that this is not a joke. I work with Bank of Africa Abidjan Cte d Ivoire, I am presently the director of records of my bank. I have worked with this bank for more than 10y rs now and I want to assure you that i am sure that this deal will work.You should go ahead and send your information/datas(ie:your full names,your address, date of birth) When I receive the information ,I will work on the original file of the deceased customer to fill your datas as the new next of kin and thereafter forward you an application form which you will send to our bank officially for the claims. I really want us to treat everything concerning this transaction with uttermost secrecy,therefore I will not accept the involvement of third party in this deal. Thank you very much for your understanding.Your sincerely.Mrs.Helen Nkume.